THIS WANING PRESENCE OF BANK BRANCHES

The traditional retail bank branch is experiencing a growing decline in its presence. Driven by the rise of online and mobile banking, customers are increasingly preferring to virtual channels for their financial needs. This Bank branches are closing shift has caused to a reduction in branch establishments, and many institutions are merging existin

Return on total assets (ROTA) is a crucial financial metric measured by investors and analysts to gauge the efficiency of a company in producing profits from its assets. It represents the ratio of net income earned relative to the total assets owned by the company. A higher ROTA indicates that a company is efficiently utilizing its assets to genera